| Medicare Basics |
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| The Health Care Financing Administration (HCFA) administers Medicare, the federal government's health care insurance program for the disabled and the elderly. The HCFA contracts with private insurance companies to review and process the claims.
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| Mandatory Services - Nursing Facility Services |
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| Medicaid is a federal entitlement program that provides health care coverage to Americans with low income and assets. Although the states administer Medicaid for their residents, there is a core group of services, known as mandatory services, they must provide. One of these services is the provision of nursing facility services for individuals who are at least 21 years old. The federal government dictates that only certain types of costs may be charged to residents of these facilities.More... |
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| Employment - Veterans - Special Appointing Authorities for Federal Government Jobs |
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| There are at least four special appointing authorities federal agencies can use to place qualified veterans into federal jobs without requiring them to compete in the competitive service system: Veterans Recruitment Appointment authority; authority for veterans rated at 30 percent or more disabled; authority for disabled veterans who are enrolled in Department of Veterans Affairs training programs; and Veterans Employment Opportunities Act authority. Eligibility and the terms of these authorities differ, however, so it is important for veterans to understand whether they qualify for each authority and what benefits each provides.
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| The Term of a Guardianship or Conservatorship |
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| A guardian or conservator is appointed by the court, usually a probate court, when an elderly person is in need of protection because he or she no longer has the mental and/or physical ability to provide the basic necessities or life or is susceptible to fraud and undue influence. More... |
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| Insurance - Long-Term Care - Gatekeepers |
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| Some of the most important features of a long-term care insurance policy are the provisions relating to gatekeepers. Gatekeepers are the individuals who decide extremely important issues, such as whether a person is eligible to buy coverage and whether a policyholder's placement in long-term care is warranted.More... |
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